:root{--ink:#1d1d1b;--charcoal:#272724;--milk:#f2efe8;--paper:#faf8f3;--accent:#b87950;--line:rgba(29,29,27,.16);--radius:22px;--shadow:0 24px 70px rgba(0,0,0,.12);--container:1240px;--s1:.5rem;--s2:1rem;--s3:1.5rem;--s4:2rem;--s5:3rem;--s6:5rem;--font:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.55}a{color:inherit}img{display:block;max-width:100%}button,input,textarea,select{font:inherit}.skip{position:fixed;z-index:100;top:-100px;left:1rem;background:#fff;padding:1rem}.skip:focus{top:1rem}header{height:84px;display:flex;align-items:center;gap:2rem;max-width:var(--container);margin:auto;padding:0 24px}.brand{text-decoration:none;font-weight:760;letter-spacing:-.03em}.brand 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article{min-height:340px;padding:clamp(1.5rem,4vw,3rem);border-radius:var(--radius);background:var(--charcoal);color:#fff;display:flex;flex-direction:column;align-items:flex-start}.chooser article:first-child{background:var(--milk);color:var(--ink)}.chooser article h2{margin-top:auto}.chooser article p{color:inherit;opacity:.75}.chooser article>span,.steps span{font-size:13px;color:var(--accent);font-weight:800}.split{display:grid;grid-template-columns:1.15fr .85fr;gap:8vw;align-items:end}.split>p{font-size:1.25rem}.facts,.plans,.scenario-grid,.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.facts article,.plans article{padding:2rem;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.facts b{font-size:1.35rem}.plans strong{display:block;margin-top:2rem}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line)}.steps>h2{grid-column:1/-1;background:var(--paper);padding-bottom:2rem}.steps article{background:var(--paper);padding:2rem}.form-section{display:grid;grid-template-columns:1fr 1fr;gap:7vw;background:var(--milk);max-width:calc(var(--container) - 48px);border-radius:var(--radius);margin-top:5rem}.lead-form{display:grid;gap:1rem;background:#fff;padding:clamp(1.25rem,4vw,2.5rem);border-radius:var(--radius)}label{display:grid;gap:.45rem;font-size:.9rem;font-weight:700}input,textarea,select{width:100%;border:1px solid var(--line);background:#fff;border-radius:12px;padding:.85rem;color:var(--ink)}input:focus,textarea:focus,select:focus,button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #3274d9;outline-offset:3px}.consent{grid-template-columns:20px 1fr;font-weight:500}.consent input{width:18px}.hp{position:absolute;left:-9999px}.form-status{min-height:1.5em}.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:1.15rem 0}summary{font-weight:750;cursor:pointer;list-style:none;display:flex;justify-content:space-between;min-height:44px;align-items:center}summary:after{content:"+";font-size:1.5rem}details[open] summary:after{content:"−"}details p{max-width:800px;color:#555}.cross{background:var(--charcoal);color:#fff;border-radius:var(--radius);display:flex;align-items:center;justify-content:space-between;gap:2rem}.cross p{margin:0;font-size:1.3rem}.cross a{color:#dfb28f}.scenario-grid a{border:1px solid var(--line);border-radius:var(--radius);padding:2rem;text-decoration:none;background:#fff;min-height:190px}.scenario-grid a span{float:right}.timeline{display:grid;grid-template-columns:1fr 1fr}.timeline h2{grid-column:1/-1}.timeline article{display:flex;gap:1.5rem;border-top:1px solid var(--line);padding:1.25rem}.timeline 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